Charitable Remainder Trusts
Unitrusts and Annuity Trusts
Click here to PICTURE A UNITRUST! or Click here to PICTURE AN ANNUITY TRUST!
If you are interested in maximum flexibility and effectiveness from your gift, consider a charitable remainder trust (CRT) for Stuart Country Day School of the Sacred Heart.
- A unitrust pays you and/or other beneficiaries a fixed percentage of the principal. The unitrust is revalued annually, and monies earned in excess of the percentage payout are reinvested.
- An annuity trust pays you and your beneficiaries a fixed sum.
A CRT may provide payouts to multiple beneficiaries, for life or for a term or years. A unitrust may be structured to invest solely for growth for a term of years. this is an attractive way to help provide for future retirement or tuition needs while also making a substantial gift to Stuart Country Day School of the Sacred Heart. An annuity trust may hold tax-free securities and pass payments tax-free through to the beneficiaries.
You or another individual or a corporate trustee may serve as the trustee of a CRT.
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Example Comparison of Benefits: Unitrust and Annuity Trust |
This example is based on a factor that changes monthly. Contact our office for a personal illustration based on the latest rates. |
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Assumptions: |
> Beneficiaries aged 72 and 70 |
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Unitrust |
Annuity Trust |
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Contribution |
$100,000 |
$100,000 |
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Payment Rate |
5% |
5% |
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First Year's Payout |
$5,000 |
$5,000 |
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Future Payout |
Variable |
$5,000/year |
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Charitable Deduction* |
$43,764 |
$43,367 |
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*Based on a Federal Discount Rate of 5.0%. |
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To learn more about gifts of charitable remainder trusts, Email us, complete the Information Request form, or call us at (609) 921-2330 ext. 279 so that we can assist you.